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Finance Glossary

Finance Glossary

Financial Glossary © ML

How Much Can You Afford?

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I believe in giving my clients the most reliable information possible when it comes to financing options for both purchases and refinance. Our calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.
Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs. To email yourself a copy of the results, click the Receive this Detailed Analysis link.
II have also added a 20-in-1 Mortgage Calculator for your use. Please feel free to use it. I can also provide you with over 30 other detailed financial reports to help you become more financially independent. The report are listed below the calculators.

Required

Required Must be a number between 1 and 50
Term In Years:
Required Must be a number between 1 and 100
Interest Rate:	%
Required
Cost of Home:	$
Required Cannot be more than Cost of Home
Down Payment:	$
Required
Annual Insurance:	$
Estimate Insurance to 0.43%of Cost
Required
Annual Property Tax:	$
Estimate Tax to 1.2%of Cost
Monthly Income:	$	Required
Monthly Debt:	$	Required

Optional

Gross Debt Service Ratio (GDS):
Total Debt Service Ratio (TDS):
Condos Fees:	$

Results

Receive this Detailed Analysis

Mortgage

Qualification

Affordability

Rent vs Buy

Your Monthly Payments

Loan Amount:
Loan Insurance ( %):
Total Loan(Mortgage) Amount:

Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:

20-in-1 Mortgage Calculator

Use our 20 Mortgage calculators to calculate your payments

Financing Reports

To enhance your buying and selling experience, it’s our job as real estate and mortgage professionals to provide you with as much valuable information as possible. It is essential that the buyer or seller be aware of all aspects of the real estate market and mortgage options that maybe available to them before making a major decision. Whether it be through newsletters, checklists or news articles, we are here to make this process stress-free and rewarding. Please access our free reports today!

The below listed reports are for illustrated purposes only. Each persons financial situation and scenarios are unique to the individuals themselves.

For a more detailed customized report for your own individual financial situation please contact me with your scenario.

		Adjustable Rate Payment Calculator Estimates what an adjustable rate mortgage payment will be.
		ARM vs Fixed Payment Calculator ARM vs Fixed compare a fixed rate mortgage to a Fully Amortizing ARM and an Interest Only ARM.
		Bi-Weekly Mortgage Calculator Bi-Weekly compare a typical monthly payment schedule to an accelerated bi-weekly payment.
		Blended Rate Mortgage Calculator Determine the blended interest rate if you use a first and a second mortgage.
		Debt Consolidation Calculator Shows the effects of consolidating credit card and other loans
		Equity Line of Credit What will monthly payments be for an interest only equity line of credit?
		Exiisting Loan Calculator Calculate current balance of an existing loan
		Fixed Rate vs. I/O Mortgage Calculator Compare a fixed rate mortgage to Interest Only Mortgage
		Interest only ARM Calculator View Payments for an I/O ARM Mortage
		Investment Loan Calculator Investment Loan illustrate using a loan to purchase an investment or appreciable asset
		Line of Credit Calculator How big a line of credit can a borrower receive?
		Loan Comparison Calculator Compares payments of up to 3 loan programs
		Loan Prequalification Calculator Loan Prequalification is the first step in determining ability to qualify for a loan
		Maximum Mortgage Calculator Determine maximum mortgage and how different interest rates affect it.
		Mortgage 15 vs 30 Calculator Compares a 15 year mortgage to a 30 year mortgage.
		Mortgage Loan Calculator Calculates monthly payment and amortization schedule.
		Mortgage Points Calculator Mortgage Points Illustrates potential benefits of paying points.
		Mortgage Qualifier Calculator Find out just how much a borrower can afford.
		Mortgage Required Income Calculator Mortgage Required Income determine how much income is needed to qualify for a mortgage.
		Mortgage Tax Savings Calculator Illustrates how much mortgage interest could save in taxes.
		Refinance Breakeven Calculator Examines potential benefits of refinancing.
		Refinance Interest Savings Calculator See how much interest is saved by refinancing.
		Rent vs. Buy Calculator Compares renting vs. purchasing a home.